If you're like most buyers, a home is the most expensive purchase you'll ever make, and you'll probably need some form of financing.
There are many lending institutions that offer a variety of mortgage products. Financing options and rates can vary widely, so it is important to do your research and shop around to ensure you get the mortgage that best meets your needs at the best price.
Click find a local lender for a list of lenders I am happy to refer. I will be glad to help you in any other way I can to secure the best possible rate for your home purchase.
And, for valuable information about applying for a loan, how credit affects your ability to secure a mortgage and your interest rate, and more, please see the articles below (requires Adobe Acrobat Reader).
The Mortgage Qualification Calculator can help you determine how much money you qualify to borrow. The results are informal. You will be subject to a credit approval from your financial institution taking into consideration existing debt load, the amount of down payment, income, and other variables.
The Mortgage Payment Calculator & Amortization Table can help you determine what your mortgage payments will be based on purchase price, interest rate and mortgage term, as well as other factors. The amortization table shows what the interest and principal payments will be over the term of the mortgage.
- The Top 10 Credit Do's & Dont's During the Loan Process
- Your Credit Score: What It Means to You as a Prospective Home Buyer
- The Home Loan Process Made Easy
- Finding a Mortgage in Tougher Times
- Renters Can't Afford to Wait